Chattanooga Real Estate Appraisals - Hixson Realtors

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For Sellers: Chattanooga, Hixson, Ooltewah and E. Brainerd Tennessee home buying, real estate listings, and homes for sale in Hamilton County, TN

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What is considered the world's tallest building?
A	The 185-story CN Tower in Toronto, Canada is the world's tallest free-standing building, rising to 1,815 feet.
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Barry and Diane Evans, REALTORŽ, real estate agents and broker for Chattanooga, Hixson, Ooltewah and E. Brainerd Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)

Barry and Diane Evans
RE/MAX Properties
1961 Northpoint Blvd Suite 110
Hixson, TN, 37343
Direct: 423-875-2255
Office: 423-877-1966
Fax: 423-648-1928
Toll Free: 800-714-8810
barryanddiane@NUMBER1EXPERT.com
Welcome to Chattanooga Tennessee, one of the greatest locations for value combined with scenic lakes, mountains, and a quality lifestyle. There are so many different lifestyles available from the pastoral setting of acreage to the busy downtown cityscape and everything in between. You'll enjoy your adventure of discovering Chattanooga with us. We invest 100% of our time delivering the highest level of real estate service. We are interested in building strong, lasting, lifelong relationships... one person at a time. That means giving you what you need to make a sound business decision. If you're looking for an agent that thinks that the clients' best interest is primary, you have just found your agents. Barry & Diane Evans

www.Chattanoogahomes.com is brought to you by Barry and Diane Evans
NUMBER1EXPERTS™ in real estate for Chattanooga, Hixson, Ooltewah and E. Brainerd, Tennessee, Buyers Representatives, Relocation Experts

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