Chattanooga, Hixson, Ooltewah and E. Brainerd real estate and homes for sale in Tennessee, Buyers Representatives, Relocation Experts - Barry and Diane Evans, REALTORS® Chattanooga Real Estate Listings - NUMBER1EXPERTS™ Hixson TN Real Estate
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Barry and Diane Evans, REALTOR®, real estate agents and broker for Chattanooga, Hixson, Ooltewah and E. Brainerd Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)

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Mortgage Prequalification: Chattanooga, Hixson, Ooltewah and E. Brainerd Tennessee home buying, real estate listings, and homes for sale in Hamilton County, TN
Welcome > For Buyers > Mortgage Prequalification ...


Click Here To Submit A Short Application-No Obligations Required For Your Pre-Qualification

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Chattanooga, Hixson, Ooltewah and E. Brainerd REALTORS® to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Financing Your Home >Qualifying Guidelines

It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?

The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.

While loan rejections are disappointing, they can be resolved.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
What is encroachment, and how might it affect a property owner?

A 
Encroachment, refers to the unauthorized intrusion of a building or improvement onto another person's property; it often requires a surveyor's report to support the claim.
See More Real Estate Trivia >




Barry and Diane Evans, REALTOR®, real estate agents and broker for Chattanooga, Hixson, Ooltewah and E. Brainerd Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)

Barry and Diane Evans
Keller Williams Realty

248 Northgate Mall Drive Ste 108
Chattanooga, TN 37415
Direct: 423-664-1700
Fax : 423-664-1701
barryanddiane@NUMBER1EXPERT.com

Welcome to Chattanooga Tennessee, one of the greatest locations for value combined with scenic lakes, mountains, and a quality lifestyle. There are so many different lifestyles available � from the pastoral setting of acreage to the busy downtown cityscape and everything in between. You'll enjoy your adventure of discovering Chattanooga with us. We invest 100% of our time delivering the highest level of real estate service. We are interested in building strong, lasting, lifelong relationships... one person at a time. That means giving you what you need to make a sound business decision. If you're looking for an agent that thinks that the clients' best interest is primary, you have just found your agents.
-Barry & Diane Evans

Each Keller Williams Office Independently Owned & Operated.

Licensed in TN

ABR CRS Equal Housing GRI MLS REALTOR


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